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True that (sorry for the late reply, I haven't been around here much), fortunately I bought my home so I could live in it, I'm in good shape, though my retirement fund is about half what I expected it to be now.
Looks like our worst fears about the houseing bubble have come true. I hope you are doing ok. So far its had little real impact on my life (excepting higher heating and eating costs) Its got so I hate to watch the news but I also can't turn it off or over.
If I could give an award for the most rational, well mannered, critically thinking, and clear speaking person on FrostCloud, you would be my first pick. It appears to me that you've made good use of all those years behind you.